Determining Your Investment Objective Asset management is an extensively consultative process that focuses on understanding and meeting your needs. This goal-oriented process follows a comprehensive, four-step approach:OBJECTIVE ONEDiscover Your Goals and ObjectivesTogether, we will look to determine your customized financial strategy, taking into consideration the following:Investment GoalsTime HorizonIncome NeedsRetirement DreamsCharitable GivingRisk TolerancePerformance ExpectationsLiquidity RequirementsCurrent InvestmentsCreating a LegacyOBJECTIVE TWORecommend Your Investment StrategyAccessing the expertise of experienced research strategists, we will identify the most appropriate investment strategy, by taking into account the following considerationsAsset Allocation Models*Correlation between asset classesInvestment TypesRisk/Reward Characteristics of asset classesDiversification*Investment PlatformsInvestment ManagersOBJECTIVE THREEImplement Your PortfolioNext, we will begin building a portfolio of investment vehicles appropriate for your specific needs. This process includes the following action items:Set Realistic ExpectationsTransition Existing SecuritiesDetermine Type of Ownership and BeneficiariesDiscuss Source of FundsComplete and Sign all PaperworkOBJECTIVE FOURReview and Manage Your PortfolioOnce your investments are in place, the process of reviewing and managing your portfolio begins, which includes:Regular Meetings and DiscussionsActive Ongoing Portfolio ReviewsPeriodic re-examination of your investment strategyRebalancing decisionsConsolidated quarterly performance reports*Asset allocation does not ensure a profit or guarantee against a lost. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not ensure against market risk.