Planning

The planning process we engage in is not a once in a lifetime event. It is evolutionary, taking into account ongoing changes in your life, your resources and the financial decisions you need to consider. It is customized to your objectives, priorities and values. It is comprehensive and integrated, capable of addressing a wide range of financial circumstances and concerns.

The Wealth Management experience progresses through four stages:
Discovery – To create a clear financial picture
Planning – To analyze your goals and resources
Solutions – To develop strategies and prioritize actions
Monitoring – To update your financial picture and revise the plan

Designing and solving for your financial future, Wealth Management reviews all areas of your needs and goals…

Cash Flow – Analyzing the relationship between your projected income and expenses over time provides a financial baseline that is fundamental to the planning process.
Investments – Assessing your current asset allocation relative to the appropriate level of risk for your situation provides the foundation for portfolio analysis.
Savings Goals – Developing accumulation strategies to pursue a specific goal.
Retirement – Whether you are currently involved in this life transition or it is far in the future, gaining a perspective on retirement funding remains one of the most frequently requested objectives in the planning process.
Risk Management – Making provisions for the income needs of those who depend on you plays a major role in pursuing financial independence.
Estate Planning – Understanding and directing wealth transfer ensures that you are in control and up to date.